You are correct in one respect, that if you are using a digital camera and it is set to save in JPEG/sRGB mode and you are using consumer machine print services, then you can theoretically get along with an sRGB display.
But my perspective is that what you are doing is snapshot photography, your not a serious photographer and you are not using but 2/3rds of what a contemporary digital camera is capable of recording and reproducing. That is your choice and if it satisfies you I will not criticize you for doing so, we all have to live with what we choose.
But with an sRGB LCD display you cannot see what is contained in a Raw file, nor can you use Photoshop or a similar image editor effectively unless it too is throttled down to sRGB. In other words you cannot effectively adjust and edit images unless they are limited in color content to sRGB, What a scan of film or a Raw dSLR file captures will not be shown fully by an sRGB display and you can't control what you can't see.
