I'm curious about equipment insurance. How much does it run through PPA or NAPP? In either case, are they full replacement cost coverage? Thanks.
Mine is covered through a rider on my homeowner's insurance policy. Never felt the need to look elsewhere.......
From what I understand (and this is true of my policy) that home owner's insurance coverage does not cover full replacement cost, only partial.
I should have been more clear. I had to pay extra for a rider that covers full replacement cost. You might be able to do the same thing, and it might be cheaper than a policy from a different insurer.