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johnthemacgeek's picture
Submitted By: johnthemacgeek
Joined: Nov 1 2008
Posts:
Equipment Insurance
Posted: November 13, 2008 - 3:24am

I'm curious about equipment insurance. How much does it run through PPA or NAPP? In either case, are they full replacement cost coverage? Thanks.

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lightontheland's picture
Submitted By: lightontheland
Location: Crossville, TN
Joined: Jun 2 2005
Posts:
#1
Re: Equipment Insurance
Posted: November 13, 2008 - 6:34am

Mine is covered through a rider on my homeowner's insurance policy. Never felt the need to look elsewhere.......

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johnthemacgeek's picture
Submitted By: johnthemacgeek
Joined: Nov 1 2008
Posts:
#2
Re: Equipment Insurance
Posted: November 13, 2008 - 8:36am

From what I understand (and this is true of my policy) that home owner's insurance coverage does not cover full replacement cost, only partial.

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lightontheland's picture
Submitted By: lightontheland
Location: Crossville, TN
Joined: Jun 2 2005
Posts:
#3
Re: Equipment Insurance
Posted: November 13, 2008 - 8:46am

I should have been more clear. I had to pay extra for a rider that covers full replacement cost. You might be able to do the same thing, and it might be cheaper than a policy from a different insurer.

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